"The Invisible Hand: How Mathematics Shapes the Banking World" Mathematics forms the foundation upon which the banking system operates. It is present in every transaction, policy, and decision made by financial institutions. Yet, for many, its presence is invisible, blending seamlessly into the processes we interact with daily. Banks rely on mathematical principles not only for basic tasks like computing interest but also for complex decisions like managing risks, forecasting market trends, and maintaining economic stability. Mathematics provides the tools necessary for accuracy and efficiency, enabling banks to thrive in an increasingly competitive and dynamic global economy. Interest rates serve as the most visible application of mathematics in banking. When a customer deposits money in a savings account or takes out a loan, mathematics ensures that the returns or payments are calculated fairly and accurately. Compound interest, for example, is ...